World Travel Insurance

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Travel Well

Right there with you.

Wherever you're going, Manulife World Travel Insurance can help keep you safe from financial worries in case of the unexpected.

With Manulife World Travel Insurance, you'll get 24/7 multilingual assistance during your trip - and many plans feature the added comfort of Medical Concierge Services*, which includes physician consultations, referrals, lost prescription delivery and much more, all by calling a toll-free number.

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Choose the plan that's right for you

Premium Protection Plan All-Inclusive Non-Medical Inclusive Trip Cancellation & Interruption Emergency Medical
Trip Cancellation Coverage amount selected Coverage amount selected Coverage amount selected Coverage amount selected per trip  
Trip Interruption Unlimited Unlimited Unlimited Up to covered amount selected  
Hospital & Emergency Medical Up to $10M Up to $5M     Up to $5M
Flight Accident Up to $250K Up to $100K Up to $100K  
Travel Accident Up to $50K Up to $50K Up to $50K
Baggage Delay $750 $500 $500
Baggage Loss/Damage Up to $1500 Up to $1500 Up to $1500
Cancel for Any Reason Up to 80% Up to 50% Up to 50% Up to 50%
StandbyMD™    
Manulife Flight Assistance
Medical Questionnaire
Only necessary if you're aged 60+
       

The Manulife Premium Protection Plan offers:

  • Up to $10 million in Emergency Medical Insurance
  • Assistance 24 hours a day, 7 days a week
  • Fewer exclusions than our other plans and no medical questionnaire required
  • Great value

To qualify, simply purchase within 72 hours of booking your trip.**

  • Emergency Medical up to $10 million
    • We've got you covered for any eligible emergency expenses, including accidents, injuries and unexpected illnesses, that may occur once you leave your home province or territory.
    • Includes medical, dental, ambulance, air evacuation and more.
  • StandbyMD
    • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
    • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
  • Trip Cancellation
    • If you are fit to travel at the time of purchase, you may be covered if you cancel your trip for ANY unforeseen or unexpected reason, with no applicable stability period.
  • Age Limit
    • Must be under age 75.
  • Unlimited Trip Interruption
    • Coverage starts from the moment you leave home.
    • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency, your personal sickness or even a pet's illness.
    • We can even pay for your unused days and help cover you for your out-of-pocket expenses.
    • You can be covered if you interrupt your trip for ANY unforeseen or unexpected reason, with no applicable stability period.
  • Misconnection/Travel Disruption
    • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
  • Travel Accident
    • Up to $50,000 CAD.
  • Flight Accident
    • Up to $250,000 CAD.
  • Baggage Loss/Damage
    • Whether it's your camera, clothing or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
  • Baggage Delay
    • If your baggage is delayed at least 10 hours while you are en route, you have up to $750 in total for necessary toiletries and clothing.
  • Cancel for Any Reason
    • Included with your policy at no extra cost.
    • If you simply change your mind and no longer wish to travel, we will give you up to 80% of the non-refundable trip cost if you cancel 7 days prior to departure. If you cancel 6 days to 24 hours prior to departure we will give you up to 80% refund up to a maximum of $2,500.
  • Manulife Flight Assistance
    • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
      1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
      OR
      2. If the flight is totally cancelled, each registered insured person receives $140.

All Inclusive Plan

  • Emergency Medical up to $5 million
    • We've got you covered for any eligible emergency expenses, including accidents, injuries and unexpected illnesses, that may occur once you leave your home province or territory.
    • Includes medical, dental, ambulance, air evacuation and more.
  • StandbyMD
    • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
    • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
  • Trip Cancellation
    • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
  • Age Limit
    • No limit.
  • Trip Interruption
    • Coverage starts from the moment you leave home.
    • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
    • There are 30 covered events that could cause you to abandon your trip.
  • Misconnection/Travel Disruption
    • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
  • Travel Accident
    • Up to $50,000 CAD.
  • Flight Accident
    • Up to $100,000 CAD.
  • Baggage Loss/Damage
    • Whether it's your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
  • Baggage Delay
    • If your baggage is delayed at least 10 hours while you are en route, you have coverage of up to $500 in total for necessary toiletries and clothing.
  • Cancel for Any Reason
    • It is included with your policy at no extra cost.
    • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
  • Manulife Flight Assistance
    • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
      1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
      OR
      2. If the flight is totally cancelled, each registered insured person receives $140.

Non-Medical Inclusive Plan

  • Trip Cancellation
    • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
  • Trip Interruption
    • Coverage starts from the moment you leave home.
    • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
    • There are 30 covered events that could cause you to abandon your trip.
  • Misconnection/Travel Disruption
    • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
  • Flight Accident
    • Up to $100,000 CAD.
  • Travel Accident
    • Up to $50,000 CAD.
  • Baggage Loss/Damage
    • Whether it's your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
  • Baggage Delay
    • If your baggage is delayed at least 10 hours while you are en route, you have up to $500 in total for necessary toiletries and clothing.
  • Cancel for Any Reason
    • It is included with your policy at no extra cost.
    • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
  • Age Limit
    • No limit.
  • Manulife Flight Assistance
    • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
      1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
      OR
      2. If the flight is totally cancelled, each registered insured person receives $140.

Trip Cancellation & Interruption

    • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
  • Cancel for Any Reason
    • It is included with your policy at no extra cost.
    • If you simply change your mTrip Cancellationind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
  • Trip Interruption
    • Coverage starts from the moment you leave home.
    • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
    • There are 30 covered events that could cause you to abandon your trip.
  • Misconnection/Travel Disruption
    • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
  • Age Limit
    • No limit.
  • Manulife Flight Assistance
    • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
      1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
      OR
      2. If the flight is totally cancelled, each registered insured person receives $140.

Emergency Medical

  • Emergency Medical up to $5 million
    • We've got you covered for any eligible emergency expenses that may occur once you leave your home province or territory.
    • Includes medical, dental, ambulance, air evacuation and more.
  • StandbyMD
    • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
    • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
  • Medical Questionnaire
    • Only necessary if you're aged 60 and up.
  • Age Limit
    • No limit.

Annual Emergency Medical also available.
Covers unlimited trips within a year. We offer 5 different trip duration options.

Other Plans

  • Canada All-Inclusive
    • The same coverage provided by the All-Inclusive Plan, but only for travel within Canada, outside your province of residence. No age limit.
  • Canada Medical
    • The same coverage provided by the Emergency Medical Plan, but only for travel within Canada, outside your province of residence. No age limit.
  • Visitors to Canada
    • Emergency medical coverage for people visiting Canada. Good for up to 365 days. Must be under age 86.
  • Annual All-Inclusive
    • Covers multiple trips within a year, with emergency medical coverage, plus coverage for trip cancellation and interruption, baggage loss, and more. Must be under age 85.
  • Baggage & Personal Effects
    • Coverage for baggage loss, damage and delay, plus passport replacement. No age limit.
  • Rental Vehicle Damage
    • $60,000 coverage for damage to a rental vehicle. No age limit.

For more details on these plans, please contact your travel agent.

Get a Free Quote

or Apply Online Today!

This is a general summary only. For a full listing of benefits please read the policy, as limitations and exclusions apply.

*Medical Concierge Services provided by the StandbyMD program. The StandbyMD program is provided by Healthcare Concierge Services Inc. Manulife and its agents are not responsible for the availability, quality, or results of services provided under the StandbyMD program.

Please read your policy carefully, paying particular attention to "pre-existing condition", and other exclusions, limitations, terms and conditions that apply to your coverage.

Manulife, Manulife World Travel Insurance, Right there with you and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.

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Plans are underwritten by The Manufacturers Life Insurance Company